![]() ![]() ![]() Fixed life insurance and annuity products are offered through Farm Bureau Life Insurance Company+*/West Des Moines, IA and are intended for residents of AZ, IA, ID, KS, MN, MT, ND, NE, NM, OK, SD, UT, WI and WY. Property-casualty insurance products are offered through Farm Bureau Property & Casualty Insurance Company+* and Western Agricultural Insurance Company+*/West Des Moines, IA and are intended for residents of AZ, IA, KS, MN, NE, NM, SD and UT. Individual must be released by FBL Wealth Management, LLC to offer advisory services. Individual must be a registered representative of FBL Marketing Services, LLC or an investment adviser representative with FBL Wealth Management, LLC+ to discuss securities products. Advisory services offered through FBL Wealth Management, LLC+. Securities & services offered through FBL Marketing Services, LLC+, 5400 University Ave., West Des Moines, IA 50266, 877/860-2904, Member SIPC. They will be able to answer your questions and help ensure you have the right amount of homeowners insurance in place. If you have questions on the best way to do a home inventory, or what you should include to make a claim easier to file, contact your Farm Bureau agent. Or, when you make a larger purchase or undertake a major renovation project, make a note to update your home inventory to keep it current.Ī home inventory can save you time and money if you ever need to file a claim. After the initial home inventory is completed, plan to do a yearly review when you can add and/or remove any items that may have changed. It’s important to keep your home inventory up-to-date. You will have a head start if you ever need to file a claim. Also save a digital copy and email your agent. When you complete your inventory, save a copy in a secure location, like a fire proof safe or a safety deposit box. If detached, your garage will be listed as a second structure, and may require a separate inventory form - check with your local Farm Bureau agent on the specifics for your home. Chances are, you store expensive tools and gear that you use seasonally in these spots. In the instance of jewelry, have an appraisal done on your most expensive, sentimental or family pieces, and include the appraisal (along with photos) with your home inventory.ĭon’t skip typical storage places like the basement, closets and garage. ![]() Many people find it helpful to place an approximate value on a complete wardrobe, which includes shoes and accessories. Photos can be saved on your phone or printed and kept with the inventory.įor items like clothing and shoes, it may be too tedious to itemize every stitch of clothing you own. Consider taking photos of the items you jot down. Often, people find it helpful to save receipts for larger ticket items. In the inventory, include a description of the item, a serial number (if applicable), approximate date of purchase and estimated value. When doing an inventory of your home, go room by room and make a detailed list of everything you have purchased. Everything you purchase for your home goes on the list. Unlock Our Home Inventory What is a home inventory?Ī home inventory is just what it sounds like: It’s a detailed list of everything in your home. How? With it, you will know how much homeowners insurance to buy, and (in the event of a claim) will help you speed up the claims process and verify losses for your income tax return. If your home was broken into or if it was hit by fire or natural disaster, would you be able to remember everything under your roof? A home inventory will help you through the claims process so that you are back to normal as soon as possible.Ī home inventory also has the power to save you money. Your house is where you keep your most valuable possessions. ![]()
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